• Business Banker (Destin)

    Progress Bank
    Job Description
    Title Business Banker
    Department: Business Banking – Florida Market
    Reports to: Market President

    Job summary: The lender is responsible for soliciting, negotiating, underwriting and coordinating the closing of complex consumer, residential, equipment, commercial building and business loans in compliance with the Bank’s lending policies and procedures; develops business checking and deposits and deposits relationships with customers and promotes business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services.

    Summary of essential job functions:
    • Responsible for commercial and industrial loan production.
    • Review NSF reports, deposit, loan and balance change reports for exceptions daily; corrects any exceptions.
    • Personally interviews applicant and requests specified information for loan application. Analyzes applicants’ financial status, credit and other information according to the Bank’s lending policies and guidelines.
    • Analyzes potential lending opportunities involved in each lending situation to further assist the borrower as well as increase the bank’s lending portfolio.
    • Build and maintain relationships with community, civic and charitable groups and represent the bank at related events.
    • Other job duties as assigned or requested by Management.
    • Performs all job duties in accordance with prescribed policies, procedures and regulatory requirements, including, but not limited to, the Bank Secrecy Act and Anti-Money Laundering.

    Supervisory Requirements: None

    Disclaimer: The above statements are intended to describe the general nature and level of work being performed by people assigned to this classification and may not be all-inclusive. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified. All personnel may be required to perform duties outside of their normal responsibilities from time to time, as needed. Job descriptions may be modified when deemed appropriate by management. 
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