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Monday, May 08, 2023
Let's Talk Title Podcast: Types of Tenancies
In this episode of Let’s Talk Title with Emerald Coast Title Services, Dion Moniz and Ashley Bowen discuss the different types of tenancies (the different ways you can take title to a property). They discuss the three types of tenancies and share the characteristics of each. Listen to the full episode to learn which tenancy is best for your situation!Listen now.
Monday, April 17, 2023Let's Talk Title: Legal Update: Revised Condo Rider for Contracts
In this episode of Let’s Talk Title with Emerald Coast Title Services, Dion Moniz and Ashley Bowen explain the revisions to the new condo building safety law that they discussed in our last episode. Since that episode, there has been an update to the condo rider form for both the CRSP and FAR/BAR contracts. Dion and Ashley share all you need to know about the updates! Listen now.
Monday, April 17, 2023Let's Talk Title: How to Address Short Term Rentals in Real Estate Contracts
In this episode of Let’s Talk Title with Emerald Coast Title Services, Dion Moniz and Ashley Bowen discuss short term rentals and how you should address them in a contract for purchase of real estate. For many years, short term rentals were not addressed in the contract at all, but were recently added in November of 2021 in the rider of FAR/BAR. Dion and Ashley break down the components of the rider and share their expertise regarding how common issues should be handled.Listen now.
Wednesday, March 08, 2023Let's Talk Title: New Condo Building Safety Law
If you are a condo owner or potential condo owner, Emerald Coast Title Services' latest Let's Talk Title Podcast episode is for YOU! Dion and Ashley break down Florida’s Senate Bill 4-D (the “Surfside Legislation” or Condo Building Safety Law) and discuss how it will affect the condo community.Listen now.
Friday, February 17, 2023Let's Talk Title: Breaking Down Power of Attorney
In this episode of Let’s Talk Title with Emerald Coast Title Services, Dion and Ashley discuss powers of attorney and how they should and should not be used for real estate estate transactions. They cover the different types of powers of attorney, which is best for real estate purposes, and much more.Listen now.
Wednesday, January 11, 2023Let's Talk Title Podcast: Vacant Land Fraud & How to Spot It
In this episode of Let’s Talk Title with Emerald Coast Title Services, Dion Moniz and Ashley Bowen discuss a current trend regarding vacant land fraud and what you can do to avoid it. Listen to the full episode to learn the different types of fraudulent activity, red flags to look out for, how you can be proactive in avoiding fraudulent contracts, and more. Listen now.
Tuesday, December 06, 2022Let's Talk Title Podcast: The Top Five Closing Day Challenges
In this episode of Let’s Talk Title with Emerald Coast Title Services, Dion Moniz and Ashley Bowen talk about the top five closing day challenges and the things that you and their team can do to have a seamless closing.Listen here.
Monday, November 07, 2022Let's Talk Title: What is Title Insurance and Why Do You Need It?
In our latest episode of Let’s Talk Title with Emerald Coast Title Services, Dion Moniz and Ashley Bowen discuss what title insurance is and why you would need it, because title insurance is very important! Listen here.
Thursday, September 22, 2022Emerald Coast Title Services Announces Dynamic New Additions to the Team
Emerald Coast Title Services (ECTS) adds to its experienced team with the addition of Lydia Collins, Licensed Title Agent, and Lindsey McEwan, Licensed Title Agent and Florida Registered Paralegal. Collins will serve ECTS clients out of the upcoming Freeport office, while McEwan will work with clients out of the Santa Rosa Beach office. “I am very excited to have Lydia join our team and help spearhead our new venture into the Freeport market. Freeport is a booming and vibrant city in which we are eager to
Monday, August 29, 2022Let's Talk Title: What Happens When it Appraises Below the Contract Price?
Welcome back to Let’s Talk Title With ECTS podcast Ep. #23 "Low Appraisal & what happens when it appraises below the contract price?" In this episode, Dion Moniz and Ashley Bowen will discuss what happens if a property is appraised below the contract price. Whether you are a new or experienced real estate agent, check out this episode and learn more about low appraisals. ECTS is here to help you have a smoother, more efficient closing process on your property.Listen and watch here.
Monday, August 15, 2022Emerald Coast Title Services Announces Winners of 2022 Teacher Giveaway
Congratulations to Trendi Johnson of Holley Navarre Primary for winning 2nd place in Emerald Coast Title Services' 2022 Favorite Teacher Campaign!&##127881; &##129395; Trendi's wish list item for her classroom was a sensory table. With the help of ECTS, increasing her initial prize by an additional $200, they now can purchase it. We love supporting our community and hope the students of Holley Navarre Primary will benefit from the sensory table for many years to come. &##128154; Pictured here is first
Monday, August 15, 2022Let's Talk Title: Top 5 Tips for Realtors
Welcome back to Let’s Talk Title With ECTS Podcast Ep. #22 “Top 5 Tips For Realtors.” In this episode, Dion Moniz and Ashley Bowen will present the top 5 tips for realtors. Whether you are a new or experienced real estate agent, check out this episode and learn how the tips can help you have a smoother, more efficient closing process on your property! Click “Watch Now!” to view the newest episode ✨Listen and watch here.
Wednesday, July 20, 2022Emerald Coast Title Services Is Donating $1000 to Two Teachers, Vote Now!
Emerald Coast Title Services appreciates our teachers so much that ECTS is giving away $1000 to two teachers in our community, &##128079; This is your opportunity to support your favorite teacher to win. The first-place winner will receive $600, and the second-place winner will receive $400 to help purchase school supplies. Visit Facebook.com/WeLoveClosings, and you will see a pinned &##128204; post at the top. Nominate your favorite teacher in the comment area and share it. Nominations are OPEN NOW
Wednesday, April 13, 2022Let's Talk Title: 1031 Exchanges
Check out Emerald Coast Title Services' latest Let’s Talk Title with Podcast Ep: 21. Dion Moniz and Ashley Bowen will explain the importance of how 1031 Exchanges apply in the process of buying or selling a property.Listen and watch here.
Monday, April 04, 2022Let's Talk Title: New FR/BAR Financing vs. FHA/VA & Appraisal Riders
Check out Emerald Coast Title Services' latest Podcast Ep: 20: New FR/BAR Financing vs. FHA/VA & Appraisal Riders. Dion Moniz and Ashley Bowen will explain how the new financing contingency deadline is impacted by the FHA/VA & Appraisal Riders. &##127968;Watch and listen here.
Friday, January 21, 2022Let's Talk Title: What the Heck is FIRPTA?
Tune in and check out Emerald Coast Title Services' latest Podcast Ep: 19. "WHAT THE HECK IS FIRPTA?!" Hosts Dion Moniz and Ashley Bowen explain FIRPTA and how it affects your real estate transactions. &##127968; Watch and listen here. To learn more, visit our website at ects.com.
Monday, November 22, 2021Let's Talk Title: FR/BAR Contract Changes Effective November 1, 2021
Real Estate Contracts Changing In Florida on November 1, 2021 Tune in and check out our podcast episode 18, where we talk about the NEW Changes to the FR/Bar Contract, effective as Nov. 1, 2021! If you are looking for help with real estate transactions, ECTS has a team of experienced licensed agents ready to make the process easier for you. Visit our webpage and schedule a consultation for more information.&##129321;Watch the show here.
Monday, November 01, 2021Let's Talk Title: FARBAR vs. CRSP, Part V of Florida Contract Series
In this episode (Episode 18), we are comparing the addenda within the contracts FARBAR and CRSP. Watch here.
Monday, November 01, 2021Emerald Coast Title Services Issues Thanksgiving Challenge 2021
Last year we exceeded our expectations so we decided to do it again! Our goal is to inspire our community to take on the Thanksgiving baskets challenge. All items will be donated to Children in Crisis, Inc. This charity is a 501(c) (3) non-profit organization committed to “Providing Homes…Keeping Brothers and Sister Together.” CIC gives a home to the abused, neglected, and abandoned children in our community. Each Thanksgiving basket will go to a different family that is supporting one or more children in
Monday, September 13, 2021Emerald Coast Title Services Offers $500 Teacher Appreciation Giveaway
Help your favorite teacher win $500 for school supplies. Emerald Coast Title Services loves our teachers, so ECTS is donating $500 to TWO teachers in our community. Visit the ECTS Facebook page and nominate your favorite teacher in the comments section of this pinned post. The teachers with the most nominations will receive $500 to help purchase school supplies.Find details here.
Monday, September 13, 2021Let's Talk Title: FARBAR vs. CRSP, Part IV of Florida Contract Series
Part IV of Florida Contracts Series has arrived! In this episode, we have provided an explanation of the closing defaults and dispute resolution within the contracts FARBAR and CRSP.Watch here.
Wednesday, August 11, 2021Emerald Coast Title Services $100 Cash Giveaway
Below are the rules: 1. Post a picture of you having some summer fun &##128262; 2. Include any of our ECTS custom drinkware in the picture &##128248; 3. Tag @emeraldcoasttitle (if on Instagram) or our Emerald Coast Title Services Facebook Page (if on FB) in your post BONUS ENTRY: Add your post to your story and tag us *There are UNLIMITED entries! Each post is considered an entry and stories are an extra entry! Last day to enter is Tuesday, Aug. 31! The best picture wins, so time to get your summer
Wednesday, August 11, 2021Let's Talk Title: Leasehold Interests and Financing Contingencies, Part II of Florida Contract Series
Part II of Florida Contracts Series is finally here! We have provided an explanation of leasehold interests and the different financing contingencies in FARBAR and CRSP.Listen and watch here.
Wednesday, August 11, 2021Let's Talk Title: Closing Costs and Repairs, Part III of Florida Contract Series
&##127897;Let’s Talk Title: Episode 15 with ECTS! Part III of Florida Contracts Series has arrived! We have provided an explanation of the closing costs and repairs within the contracts FARBAR and CRSP.Listen and watch here.
Monday, August 02, 2021Emerald Coast Title Services Welcomes New Vice President
Nathan Cordle is Vice President of Emerald Coast Title Services and an Attorney with the affiliated law firm Hand Arendall Harrison Sale, LLC. His experience and practice areas include real estate law, business and general corporate law, probate law and probate litigation, estate planning, and community association law. As a former real estate agent, Nathan brings a unique perspective to his role with ECTS in that he has a deep understanding of both sides of the closing process. He enjoys utilizing his 12+
Monday, July 12, 2021Let's Talk Title: FARBAR vs. CRSP Part I
Welcome back to another &##127897;Let’s Talk Title with Emerald Coast Title Services! This is Part I of our new series on Florida Real Estate Contracts: Dion and Ashley discuss the important terms in the FARBAR and CRSP contracts. Watch here.
Friday, May 07, 2021Let's Talk Title: It's the Crazy Things
Welcome back to another episode of &##127897;Let’s Talk Title with ECTS! Rachel Spencer, Closing Agent in the Destin office, joins hosts Dion Moniz and Ashley Bowen of Emerald Coast Title Services. The topic for this episode is the current Florida Real Estate market and the crazy things we have seen lately on the title/closing side!Watch here.
Monday, November 30, 2020Giving Back to Our Community in this Thanksgiving
In November, Emerald Coast Title Services initiated a Thanksgiving Challenge to inspire people to donate Thanksgiving baskets to the local charity Children in Crisis. ECTS ended up with a total of 20 baskets and the results have been completely beyond what was expected! Thank you for the donations from our business community: • Adriana Bowman with AB Real Estate Experts Group, eXp Realty • Richard and Christina Schlink with REMAX By The Sea • Tina and James Roberson • Tori Hughes with The Blake at
Monday, November 23, 2020Let's Talk Title: Probate & Estate Planning
Episode 8 of Let’s Talk Title is up! Dion Moniz, CEO of Emerald Coast Title Services (ECTS), and Ashley Bowen, ECTS Director of Operations, discuss probate and what happens when property owners pass away with attorney Jane Kerrigan of Hand Arendall Harrison SaleListen here.
Wednesday, October 28, 2020Get Your Title Quote Anytime
Emerald Coast Title Services' FREE calculator will give you a clear estimate of what to expect for title closing costs. Its helps you plan ahead and it is readily accessible from anywhere! ECTS offers two ways for you to check your quote:- Instant Quote If you’re looking for an approximate idea of what closing costs will be, click the “Get a Quote” button in the bottom right corner of any page on our website. - Access the App Sign up for the FREE app and access the comprehensive calculator from your
Monday, October 19, 2020Let's Talk Title: The Current Climate of the Real Estate Market
Episode 7 of Let’s Talk Title is up! Dion Moniz, CEO of Emerald Coast Title Services (ECTS), introduces new co-host Ashley Bowen, ECTS Director of Operations. In this episode, they discuss the current climate of the real estate market. Listen here.
Friday, September 18, 2020Wire Fraud Scams in Real Estate Transactions
Welcome back to another episode of Emerald Coast Title Services' “Let’s Talk Title." In this episode, we are discussing wire fraud scams that frequently encounter in real estate transactions. Homebuyers and real estate agents, make sure to watch and learn how to protect yourself from fraudulent activities.Listen and watch here!
Saturday, September 12, 2020Help Your Favorite Teachers Win $350 for School Supplies
Help your favorite teachers win $350 for school supplies. We love our teachers, so we are donating $350 to TWO local teachers in our community ($700 total). Visit Emerald Coast Title Services Facebook page, nominate or vote for your favorite teacher (in Okaloosa or Walton county), and the TWO teachers with the MOST VOTES will each receive $350 ($700 total) to help purchase school supplies! Let us know which teacher is doing an incredible job and nominate him or her today...THE TOP TWO TEACHERS WITH MOST
Tuesday, August 25, 2020Let's Talk Title: Financing and Lender Issues Involved in Real Estate Transactions
The latest episode of Let's Talk Title with Emerald Coast Title Services (ECTS) features Brandi Ealy of Progress Bank. Brandi shares valuable information and insights from the perspective of a loan officer with hosts Dion Moniz, CEO of ECTS, and Casey Jernigan King, Vice President of ECTS.Listen here.
